Today is my 39th birthday. To celebrate my birthday, my lovely wife Kimberly, thought that it would be awesome for me to be pranked--She was right! She signed me up to receive a prank phone call from the morning crew at Sunny 101.5, a local radio station that is very popular in the area. I've received a lot of phone calls, emails and text messages asking how they can hear this prank phone call again. So, here is the link to it. Click on the one that says "I Need An Expensive House" and have a laugh at my expense! Enjoy:
http://www.sunny1015.com/features/birthday_call.shtml
Friday, January 30, 2009
Thursday, January 29, 2009
Elkhart County Foreclosures for January 09
Just this week, Elkhart County Indiana reported a 15.3% unemployment rate which is the highest recorded for Elkhart County since the Great Depression. So, very unfortunately, these numbers may be going up even higher in the months to come.
For the month of January, Elkhart County had 141 homes scheduled for the Sheriff's auction. Out of those 141, 52 were cancelled before the sale date, which left 89 that were taken back by the banks. Of those 89, 4 were less than $50,000 with 3 coming from Elkhart and 1 in Bristol. There were 7 that were over $200,000 with 1 of them being over $500,000-which was in Goshen. The remaining 6 over $200,000 had 3 from Elkhart, 2 from Goshen and 1 from the Elkhart County side of Granger.
The 89 homes that were taken back broke down by city:
Elkhart: 53
Goshen: 20
Bristol: 6
Nappanee: 4
Millersburg: 2
New Paris: 2
Osceola: 1
Granger: 1
For the month of January, Elkhart County had 141 homes scheduled for the Sheriff's auction. Out of those 141, 52 were cancelled before the sale date, which left 89 that were taken back by the banks. Of those 89, 4 were less than $50,000 with 3 coming from Elkhart and 1 in Bristol. There were 7 that were over $200,000 with 1 of them being over $500,000-which was in Goshen. The remaining 6 over $200,000 had 3 from Elkhart, 2 from Goshen and 1 from the Elkhart County side of Granger.
The 89 homes that were taken back broke down by city:
Elkhart: 53
Goshen: 20
Bristol: 6
Nappanee: 4
Millersburg: 2
New Paris: 2
Osceola: 1
Granger: 1
St. Joseph County Foreclosures 1/29
For weekending 1/30/09, the foreclosure number for St. Joseph County Indiana are as follows:
45 Houses were scheduled to go to the Sheriff sale, 3 were canceled, leaving 42 that actually went. Of the 3 that were canceled, 2 were from South Bend and 1 was from Mishawaka. Out of the 42 that were taken back by the banks, 5 were under $50,000 owed-all were in South Bend, and 1 was over $200,000 owed which was in Granger.
Here is a breakdown of how many homes were taken back by city:
South Bend: 25
Mishawaka: 12
Granger: 2
Lakeville: 1
Osceola: 1
New Carlisle: 1
45 Houses were scheduled to go to the Sheriff sale, 3 were canceled, leaving 42 that actually went. Of the 3 that were canceled, 2 were from South Bend and 1 was from Mishawaka. Out of the 42 that were taken back by the banks, 5 were under $50,000 owed-all were in South Bend, and 1 was over $200,000 owed which was in Granger.
Here is a breakdown of how many homes were taken back by city:
South Bend: 25
Mishawaka: 12
Granger: 2
Lakeville: 1
Osceola: 1
New Carlisle: 1
Tuesday, January 27, 2009
Rumble Strips and Guard Rails
Sometimes there is nothing you can do when someone self destructs, as I happened to witness recently. The person secretly lives two lives, and before you know it, one life explodes into the other and destroys them both along with the people that they care most about. When I see this happen, it saddens me and reminds me of a message that I heard at my church a year or two ago called "Rumble Strips and Guard Rails".
The premise behind the message is that there are things that you can do, that once done, there is no going back to the way things were. An affair if you are married, drinking-if you are an alcoholic, drugs, abusing a spouse either mentally or physically, the list can go on and on. Those are the Guard Rails.
The Rumble Strips are the warnings that lead up to the Guard Rails. This could be things such as: going to a bar with the guys-if you are an alcoholic, meeting with a member of the opposite sex in a private setting, hanging out with someone that you know will tempt you with a drug because they'll be doing that drug, a feeling of anger or resentment toward someone, or maybe staying up late so that you can be alone on the computer.
Both the Rumble Strips and the Guard Rails are important to know and recognize. Without the rumble strips, by the time you realize you are at the Guard Rail, it's too late. You're crashing through it because of too much momentum. Usually, when I see someone crashing through the Guard Rails, it is because they either ignored the Rumble Strips-or it is because they never bothered to install them in the first place. Do you know what your Rumble Strips and Guard Rails are?
The premise behind the message is that there are things that you can do, that once done, there is no going back to the way things were. An affair if you are married, drinking-if you are an alcoholic, drugs, abusing a spouse either mentally or physically, the list can go on and on. Those are the Guard Rails.
The Rumble Strips are the warnings that lead up to the Guard Rails. This could be things such as: going to a bar with the guys-if you are an alcoholic, meeting with a member of the opposite sex in a private setting, hanging out with someone that you know will tempt you with a drug because they'll be doing that drug, a feeling of anger or resentment toward someone, or maybe staying up late so that you can be alone on the computer.
Both the Rumble Strips and the Guard Rails are important to know and recognize. Without the rumble strips, by the time you realize you are at the Guard Rail, it's too late. You're crashing through it because of too much momentum. Usually, when I see someone crashing through the Guard Rails, it is because they either ignored the Rumble Strips-or it is because they never bothered to install them in the first place. Do you know what your Rumble Strips and Guard Rails are?
Monday, January 26, 2009
New Year End Numbers From The NAR
National home sales for December jumped 6.5% over Novembers output, but still 3.5% down from December of 2007. For all of 2008, there were about 4.9 million existing home sales, which is 13.1% below the 5.65 million transactions recorded in 2007. This is the lowest volume since 1997 when there were 4,371,000 sales.
Total houseing inventory at the end of December fell 11.7% to 3.68 million existing homes available for sale, which represents a 9.3 month supply nationally at the current sales pace. This is down from the 11.2 month supply reported in November.
Existing Home Sales By Region:
Northeast: slipped 1.4% in December over November numbers and are 14.3% below December 2007. The median price in the Northeast was $235,000 which is -7.8% from a year ago.
Midwest: Increased 4% in December over November but is -10.3% for the year. The median price in the Midwest was $140,800, which is -11.4% from December 2007.
South: Increased 7.4% in December over November, but is down 11.2% from December 2007. The median price in the South was $158,600 which is down 8% from a year ago.
West: Increased 13.6% in December over November, and are up 31.6% for the year. The median price in the west was $213,100 which is down 31.5% from a year ago.
Total houseing inventory at the end of December fell 11.7% to 3.68 million existing homes available for sale, which represents a 9.3 month supply nationally at the current sales pace. This is down from the 11.2 month supply reported in November.
Existing Home Sales By Region:
Northeast: slipped 1.4% in December over November numbers and are 14.3% below December 2007. The median price in the Northeast was $235,000 which is -7.8% from a year ago.
Midwest: Increased 4% in December over November but is -10.3% for the year. The median price in the Midwest was $140,800, which is -11.4% from December 2007.
South: Increased 7.4% in December over November, but is down 11.2% from December 2007. The median price in the South was $158,600 which is down 8% from a year ago.
West: Increased 13.6% in December over November, and are up 31.6% for the year. The median price in the west was $213,100 which is down 31.5% from a year ago.
51651 County Road 109
51651 County Road 109, Elkhart, IN MLS#9920303, This 3 bedroom, 2 bathroom home is only 3 years old and features a split floor plan for the bedrooms and a more than adequate sized eat-in kitchen. Priced at $99,900 and being sold as-is. Call me at 574-370-8156 for more information.
517 30th Street
517 30th Street, South Bend, IN MLS#234305 This very cute 2 bedroom, 1 bathroom home is situated in the poplular River Park area of South Bend. It features and oversized 1 car garage, newer carpet, new flooring in the spacious kitchen, a walk up attic and a possible 3rd bedroom that could be used as an office. Priced at $74,900.
Subscribe to:
Posts (Atom)
Posts
